Ripple (XRP) is not a cryptocurrency, and it is heavily centralized in the hands of the corporate entity known as Ripple. That's the opinion of a ...
source https://www.google.com/url?rct=j&sa=t&url=https://www.ccn.com/ripple-xrp-centralized-not-cryptocurrency-coinmotion&ct=ga&cd=CAIyGmM2Nzk3ODA2ZWViNjVjODI6Y29tOmVuOlVT&usg=AFQjCNGsGlZsiqIXXKmq9FaFyfeQBFeCdA
