According to Tone Vays, a popular cryptocurrency investor, the chances of Ripple becoming a globally accepted payment processor is 0.0001%.
source https://www.google.com/url?rct=j&sa=t&url=https://smartereum.com/46373/ripple-latest-update-bitcoin-influencer-says-expectations-in-ripple-to-become-a-payment-processor-will-cause-loss-of-investment-ripple-news-today/&ct=ga&cd=CAIyGmM2Nzk3ODA2ZWViNjVjODI6Y29tOmVuOlVT&usg=AFQjCNGnw9n9hudzL4mC7yLT_Teii8iTdQ