Forget the ballyhoo about hacks and regulation – they say there is no such thing as a cryptocurrency because real currencies pass three tests.
source https://www.google.com/url?rct=j&sa=t&url=https://www.iexpats.com/cryptocurrency-round-up-september-21-2018/&ct=ga&cd=CAIyGmM2Nzk3ODA2ZWViNjVjODI6Y29tOmVuOlVT&usg=AFQjCNGD2UAAxrKDs_mKlZodkdwxz4HqdA
