It will soon be replaced by various free banking services covering from simple peer to peer payments until loans support cryptocurrency.
source https://www.google.com/url?rct=j&sa=t&url=https://www.livebitcoinnews.com/crypterium-crpt-is-now-available-at-kucoin-cryptocurrency-exchange-market/&ct=ga&cd=CAIyGmM2Nzk3ODA2ZWViNjVjODI6Y29tOmVuOlVT&usg=AFQjCNHcss60WZ98nT-dXkk-kb3yN1KJKw
